Affordable Overwater Bungalows in the Maldives: Luxury on a Budget
Dreaming of staying in an overwater bungalow in the Maldives without spending a fortune? Discover the best budget-friendly options that offer stunning views and direct access to crystal-clear waters.
Hamdhaan A Ghani
3/20/20253 min read


The Maldives is famous for its luxurious overwater villas, but that doesn’t mean budget-conscious travelers have to miss out. While some resorts charge thousands of dollars per night, there are affordable options that offer the same breathtaking views and a comfortable stay.
This guide explores some of the best budget-friendly overwater bungalows, tips to get the best deals, and how to make the most of a stay in the Maldives.
Can You Stay in an Overwater Bungalow in the Maldives on a Budget?


Starting at around $200 per night, this resort offers comfortable overwater villas with a relaxed island atmosphere. It is ideal for travelers looking for a quiet retreat with excellent snorkeling spots nearby. Book here.
Best Budget-Friendly Overwater Bungalows in the Maldives
Reethi Beach Resort (Baa Atoll)


With prices starting at approximately $250 per night, this resort is one of the largest in the Maldives. It offers well-priced overwater bungalows with access to diving sites and a variety of activities. Book here.
Sun Island Resort & Spa (South Ari Atoll)


At around $300 per night, this resort is a great option for couples seeking a romantic getaway. Its proximity to Malé makes it convenient and avoids the cost of a seaplane transfer. Book here.
Meeru Island Resort & Spa (North Malé Atoll)


This small and intimate resort offers private overwater villas starting at about $270 per night. It is located in an excellent area for dolphin spotting. Book here.
Thulhagiri Island Resort & Spa (North Malé Atoll)


A budget-friendly option from an international hotel chain, this resort provides overwater bungalows starting at around $280 per night. It is also a popular choice for those interested in surfing. Book now.
Holiday Inn Resort Kandooma Maldives (South Malé Atoll)
Booking during the low season, from May to November, can result in significantly lower prices. While this is the wet season, rain showers are usually brief, and many resorts offer discounts.
Using Agoda discounts can help secure better deals. Last-minute offers and mobile app discounts often provide the best rates.
Staying on local islands is another cost-effective option. Some guesthouses on these islands offer affordable overwater rooms, providing a similar experience without the premium price tag.
Opting for full-board or all-inclusive packages can reduce costs on meals and drinks, which are often expensive at private island resorts.
How to Find the Best Deals on Overwater Bungalows
An overwater bungalow stay in the Maldives does not have to be expensive. With careful planning and the right deals, travelers can enjoy a stunning tropical escape without exceeding their budget.
For those ready to book, checking Agoda for the latest deals on overwater bungalows in the Maldives can be a great starting point.
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